Interest Bearing Business Checking Account


  • 1 to 25 debits per month are FREE
  • 1st 20 items deposited per month are FREE
  • All free services listed in Business Checking
  • Free image statement
  • Competitive market interest rates
  • The interest rate paid will be based on tiered account balance levels - the higher the balance - the higher the interest rate

    Account Balance Levels
    $0 to $1,999
    $2,000 to $9,999
    $10,000 and above

Minimum Balance & Fees

Monthly Minimum Balance Monthly Maintenance Fee
$0-$999 $5/mo
$1,000 or more $0
$2,000 avg. mon. bal. $0

Other Service Fees

  • 1 to 25 debits per month are free, 20¢ per debit over 25 written per month
  • 1st 20 items deposited per month are free, additional charge after the initial 20 is 10¢ per item
  • 5¢ per $100 cash deposit
  • 5¢ per roll of coin
  • 25¢ per bundle of currency

Bill Pay (a feature of 1st Net Online Banking) is available for a monthly fee of $5.95.

Initial deposit requirement is $100.

Early Closing Fee

If the account is closed within first six months, an early closing fee of $15 will be charged.

Call today (618)234-9500. We look forward to being of service to you!


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Community First Bank is locally owned and operated, serving Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh, the Metro-East and
the St. Louis region. Go to in separate window Go to in separate window

Address: 4600 North Illinois Street, Fairview Heights, IL 62208
Located at the corner of Route 159 & Frank Scott Parkway
Phone: (618) 234-9500 Fax: (618) 234-9585