Non-Interest Bearing Checking Accounts

First Choice

Regular

Basic

Econo

Senior Citizen

First Choice Senior

Interest Bearing Checking Accounts

First Choice Plus

First Choice Plus Senior

Senior Club

Money Market Checking

$0 to $ 1,999

$2,000 to $ 9,999

$10,000 and above

The interest rate paid will be based on tiered account balance levels - the higher the balance - the higher the interest rate. Interest rates are subject to change at the discretion of the bank.  Rate sheets are available in the lobby or by clicking here.

Interest is compounded monthly and credited at the end of each statement cycle.

If your account is closed before interest is credited, accrued interest is not paid.

To qualify for First Choice Plus Checking, you must maintain one of the following: 

• Certificate of Deposit of $10,000 or more,
• Regular Savings Account of $3,000 or more,
• Money Market Investment Account of $5,000 or
• $1,000 or more in this account during a monthly statement cycle.

If the daily minimum balances are not maintained, the account will be assessed a $10 monthly maintenance fee.

Initial deposit requirement is $100.

Inactive Account Fee

An inactive account fee of $3 per month will be assessed when the account is inactive for 1 year through 5 years.

Early Closing Fee

If the account is closed within the first six months, an early closing fee of $15 will be charged.

Call today (618)234-9500. We look forward to being of service to you!