Internet Security Information

The following is taken from CFB 1st Net Online Banking Agreement & Disclosure:

Community First Bank’s 1st Net Online Banking system is part of the Jack Henry & Associates, Inc., Network that utilizes a comprehensive security strategy to protect your accounts and transactions conducted over the Internet.  This multi-level security strategy includes physical access controls, unique user IDs and password administration, constant system intrusion monitoring, authentication and firewall software as well as various management systems.  In addition to our log-on security, we use the SSL (secure socket layer) encryption technology for everything you do

in the 1st Net Online Banking system. This technology is automatically activated by your browser when it attempts to connect to our system and it supports 128 bit key lengths or greater. Whenever SSL is securing your communications, the browser will typically indicate the "secure session" by changing the appearance of a small icon of a padlock at the bottom of the screen from open to locked. What this means to you is that your communications are scrambled from your browser to our servers at all times so no unauthorized party can read the information as it is carried over the Internet. In addition, our servers have been certified by a "Certificate Authority" that will assure you that you are actually talking to our servers instead of someone pretending to be us. 
 
During your use of the 1st Net Online Banking system, we will pass a "cookie" to your browser for identifying you during the session. We do not (and cannot) use our cookies to obtain new information about you. A "cookie" is security data that is given to a browser by a web server that is returned by the browser on subsequent transmissions to identify the user and encryption information. When you log onto the system, this cookie enables us to process multiple transactions during the session without you having to provide your Access ID and password for each individual transaction. When you log off, or after ten minutes, the cookie is no longer accepted and must be renewed by requiring the password to be reentered. A new cookie is used for each session. That way, no one can use the cookie to access your account.  
 
In addition to the security measures described above, there may be other security notices posted on the website regarding security issues. It is your responsibility to read all applicable notices. One of the main security features guarding the use of the 1st Net Online Banking system is the unique combination of your Access Code and Password. It is important that you keep your Password secret. We will not be liable for any losses resulting from your permitting other persons to use your Access Code and Password to access the system.

If you have more questions about our security systems for conducting transactions safely over the Internet, contact our 1st Net Online Banking Department at (618)234-9500.