Community First Bank for loans, mortgages, savings and investments in Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East area
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Rates
Certificates of Deposit and IRAs
Term
Interest Rate
APY
Minimum Deposit to Open
16 Month
.50% .50% $10,000-225,000

With Checking

16 Month

 .60% .60%  $10,000-225,000
Certificates of Deposit and IRAs Special Rates

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Term
Interest Rate
APY
Minimum Deposit to Open
3 Month
   .20%
  .20%
$2,500
6 Month
   .25%
  .25%
$1,000
1 Year
   .40%
 .40%
$1,000
2 Year
  .70%
.70%
$1,000
3 Year
 1.00%
1.00%
$1,000
4 Year
 1.19%
1.20%
$1,000
5 Year
 1.34%
1.35%
$1,000
1 Month
  .15%
  .15%
$100,000
2 Month
  .15%
  .15%
$100,000
3 Month
  .20%
  .20%
$100,000
6 Month
  .25%
  .25%
$100,000
1 Year
  .50%
  .50%
$100,000

The rate and annual percentage yield (APY) is accurate as of 5/15/2013

For a full disclosure of rates, terms and fees, please see a Personal Banker.

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

On accounts below: the rates may change after the account is opened and fees may reduce earnings.
Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000
.05%
.05%
$100
$2,000-$9,999
.10%
.10%
$100
$10,000+
.10%
.10%
$100
First Choice Plus, Senior Club, Money Market Checking

                                  Power Investment Account

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
$0-$9,999
  .05%
  .05%
$100
$10,000-$24,999
  .20%
  .20%
$100
$25,000-$149,999
 .35%
 .35%
$100
$150,000 or more
 .65%
.65%
$100

           Money Market Investment

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000
  .05%
   .05%
$100
$2,000-$9,999
  .15%
  .15%
$100
$10,000-$99,999
  .20%
  .20%
$100
$100,000+
 .55%
 .55%
$100

                    Savings

Interest Rate
APY
Minimum Opening Deposit
.40%
.40%
$100
Funds Availability Policy
Minimum Deposit for IRA Special Rates: $1,000.00
Location     Service Fees     Policies & Disclosures     Security     Community Links     About Us     Calculators     Site Map
Community First Bank provides banking services for Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East St. Louis area. Personal services include checking, CDs, savings & investments and loans. Business services include checking, CDs, loans and other business services. We also offer online banking. Other services include the CFB Debit/ATM Card, safe deposit boxes, telephone banking and credit card services. See our rates for interest bearing accounts.
FDIC.gov
Contact Us
Community First Bank
4600 North Illinois Street • Fairview Heights, IL 62208
Corner of Route 159 & Frank Scott Parkway
Phone (618) 234-9500          Fax (618) 234-9585
HUD.gov
Community First Bank will NEVER ask you to verify your account information online, nor will we request this information through email. Community First Bank will not ask you to supply any account information or personal information by phone or email. Any official requests for sensitive information will be written on bank letterhead. If you are in doubt regarding the validity of a request for information, please feel free to contact the bank directly for confirmation. If you think you are a victim of identity theft or if you are solicited for information, please contact the bank immediately at (618) 234-9500.